First Time Mortgages

Are you thinking of buying your first home?

If you’re considering a first time buyer mortgage, your 30th birthday is now probably a distant memory. The average age of a first time buyer in the UK is now 36, so the clock is ticking.

Whatever your age, at Blueberry, we here to guide you at every stage of the process, from your initial phone call through to collecting the keys to your new home.

How we can help you

We calculate exactly how much you can borrow
We complete a detailed review of your credit file
We assess your income and expenditure
We will get your mortgage 'agreement in principle' before you make an offer
We will keep your estate agent informed at every stage
We have access to thousands of products from many lenders

Introduction to First Time Buyer Mortgages

Call Blueberry today

0800 901 903

Our Lenders

We work with the UK’s leading lenders, some of which don’t offer their services directly to customers, only to brokers.

Start your online mortgage application today!

We need to know a few things about you in order to find you the most suitable mortgage. It’s nice and easy, no complicated jargon and will take no longer than a few minutes.

Your information will not be shared and is secure. There are no credit checks involved. If you need please contact a member of staff on 0800 901 903.

Start your application

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If you prefer to contact us online please use our enquiry form

Meet the team

View the team

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED UPON IT.

Our Terms

Our charges are based on the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application.

As we offer a personalised service our fees can vary but they are only charged to you once we have undertaken the agreed work. We are a credit broker, not a lender.

Typically we charge an application fee of £295, however, this fee is only charged once your mortgage has been agreed in principle with the recommended lender.

Once your mortgage offer is issued we charge a broker fee of £495. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 2% of the loan value. We may earn a commission from the lender; this amount varies between lenders.

These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Blueberry Mortgages is a trading style of Blueberry Wealth Limited, which is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 626661. Blueberry Wealth Limited is registered at Companies House, our company number is 08722345, our registered office address is 5A Widcombe Street, Poundbury, Dorchester, DT1 3BS. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes © Blueberry Mortgages. All Rights Reserved. Privacy Policy.