Independent Mortgage Advisers

Secured Loans

Blueberry Mortgages are proud to announce our exciting new service via Blueberry Specialist Lending.

Blueberry Specialist Lending

A secured loan or second charge loan could allow you to release equity for that once in a lifetime purchase or holiday.

Secured Loans can be used to meet various needs including acting as an alternative to re-mortgaging, as a business loan, debt consolidation to raise a deposit, purchase a buy to let, expand your existing buy to let portfolio or even to clear your credit cards.

Interest rates on secured loans tend to be substantially lower than unsecured credit. It is the concept of offering your home as collateral that makes the difference. Lower interest rates make secured loans ideal vehicles for consolidating high interest debt into a single, more affordable payment.

About Blueberry Specialist Lending

Blueberry Specialist Lending are a UK based finance brokerage that provide secured lending and bridging finance. The specialist team understands the products on offer and their ability to match them to their client’s needs is second to none.

Offering access to a comprehensive range of second charge mortgages and bridging finance, Blueberry Specialist Lending are perfectly placed to give client’s piece of mind throughout the seamless process.

Product features

  • Whole of market lender panel
  • Residential & Buy to Let
  • Rates from 3.37%
  • No early repayment charges available
  • Non-standard property type and construction
  • All credit profiles considered
  • Flexible income ratios
  • Any legal purpose, including debt consolidation, home improvements, property purchase / deposit, tax bill and lease extension
  • Up to 85% LTV
  • Mortgages from £10,000
  • Max age 85
  • Fast completion
  • Fixed Rates, Trackers and Interest Only
  • Joint Applications accepted even when the Deeds or main mortgage are in sole name
Phone 0800 901 903
Call Blueberry Mortgages today
​0800 901 903

Our Lenders

We work with the UK’s leading lenders, some of which don’t offer their services directly to customers, only to brokers.

Secured Loan Enquiry

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Meet Alex Hamilton - Secured Loans Specialist

Alex HamiltonAlex has extensive knowledge and experience in financial sales, training and management in a career spanning 13-years.  With a diverse financial services career which started with HSBC in their Premier Banking and commercial banking division, Alex gained invaluable knowledge of working for a multinational firm.

In 2008 Alex joined the largest independent loan broker in the UK - Central Trust.  Central Trust focused on specialist lending including both first and second charge mortgages, unsecured lending, protection and commercial broking.

After an incredibly successful 8-year stint with the firm, Alex relocated to the South coast and joined a local packager called Positive Lending. Quickly working his way up to Head of Second Charge Lending he led a team of 13 staff in both sales and support roles.

Alex has joined Blueberry to lead the team at Blueberry Specialist Lending which focuses on Bridging & Second charge mortgage lending; adding more passion, inspiration, and expertise to the Blueberry family.
Call Blueberry  Any questions regarding Blueberry Specialist Lending services please call 0800 901 903

A quick guide to secured loans

What is Bridging Finance?

Although the mainstream mortgage market is normally our first call, there are circumstances in which a bridging alternative must be found.

If, for example, the property you want to buy has a short lease, or is un-mortgageable due to its current structure, or you have very tight time scales, or your criteria just doesn’t fit the mainstream’s, Blueberry Specialist Lending has access to the UK’s largest bridging companies who will almost certainly be able to help you.

Blueberry Specialist Lending also has links to smaller, boutique lenders who tend to be more open-minded to propositions high street lenders would be too nervous to consider.

What is a Second Charge Mortgage?

Second charge mortgages are also known as second mortgages and this means having two mortgages secured on your home. If you are looking to release the equity in your property, then a second charge mortgage may be the right solution for you.

Your property is your biggest asset and if you are looking to release funds or borrow funds from another source then taking a look at the option to get a second mortgage on your home may be the right choice for your personal circumstances.

Many homeowners opt for a second mortgage rather than a re-mortgage for a variety of reasons. Speaking with the expert team at Blueberry Specialist Lending will let you explore all your options and get the best rates and the best deal for you.

There are many reasons people choose to take out a second mortgage on their home, they may want a large loan (to do a home extension for example) and the rates are better on a second mortgage than that of a personal loan, they may want to consolidate their existing debts but can’t secure the funds as a personal loan or their current mortgage has a high early repayment charge making a second mortgage cost effective, or their credit rating has decreased since the last mortgage application so the available rates will be higher.

Read our Customer Testimonials