Independent Mortgage Advisers

Secured Loans

Blueberry Mortgages are proud to announce our exciting new service via Blueberry Specialist Lending.

Blueberry Specialist Lending

A secured loan or second charge loan could allow you to release equity for that once in a lifetime purchase or holiday.

Secured Loans can be used to meet various needs including acting as an alternative to re-mortgaging, as a business loan, debt consolidation to raise a deposit, purchase a buy to let, expand your existing buy to let portfolio or even to clear your credit cards.

Interest rates on secured loans tend to be substantially lower than unsecured credit. It is the concept of offering your home as collateral that makes the difference. Lower interest rates make secured loans ideal vehicles for consolidating high interest debt into a single, more affordable payment.

About Blueberry Specialist Lending

Blueberry Specialist Lending are a UK based finance brokerage that provide secured lending and bridging finance. The specialist team understands the products on offer and their ability to match them to their client’s needs is second to none.

Offering access to a comprehensive range of second charge mortgages and bridging finance, Blueberry Specialist Lending are perfectly placed to give client’s piece of mind throughout the seamless process.

Product features

  • Whole of market lender panel
  • Residential & Buy to Let
  • Market leading rates based on your circumstances
  • No early repayment charges available
  • Non-standard property type and construction
  • All credit profiles considered
  • Flexible income ratios
  • Any legal purpose, including debt consolidation, home improvements, property purchase / deposit, tax bill and lease extension
  • Up to 85% LTV
  • Mortgages from £10,000
  • Max age 85
  • Fast completion
  • Fixed Rates, Trackers and Interest Only
  • Joint Applications accepted even when the Deeds or main mortgage are in sole name
Phone 0800 901 903
Call Blueberry Mortgages today
​0800 901 903

Our Lenders

We work with the UK’s leading lenders, some of which don’t offer their services directly to customers, only to brokers.

Secured Loans Specialists

Our qualified advisers have extensive knowledge and skill in the specialist lending market with over 28-years experience. 

With combined, diverse careers in financial services they each have invaluable knowledge in all aspects of lending, giving you confidence that they will be able to assist you no matter how involved your circumstances might be.

The mortgage market can be complex and it is essential to have proactive expertise in your corner capable of adapting during the process and helping you navigate through the maze of underwriting, lender criteria, not to mention the application process!

All of our advisers stay with you throughout the process and they are committed to delivering a market leading end-to-end service.

The team have access to the entire market, including boutique specialist lenders which are not available on the High Street, exclusive and semi-exclusive rates together with dedicated lender account managers who support a seamless process for you, the client.

Meet the team

Any questions regarding Blueberry Specialist Lending services please call 0800 901 903

A quick guide to secured loans

What is Bridging Finance?

Although the mainstream mortgage market is normally our first call, there are circumstances in which a bridging alternative must be found.

If, for example, the property you want to buy has a short lease, or is un-mortgageable due to its current structure, or you have very tight time scales, or your criteria just doesn’t fit the mainstream’s, Blueberry Specialist Lending has access to the UK’s largest bridging companies who will almost certainly be able to help you.

Blueberry Specialist Lending also has links to smaller, boutique lenders who tend to be more open-minded to propositions high street lenders would be too nervous to consider.

What is a Second Charge Mortgage?

Second charge mortgages are also known as second mortgages and this means having two mortgages secured on your home. If you are looking to release the equity in your property, then a second charge mortgage may be the right solution for you.

Your property is your biggest asset and if you are looking to release funds or borrow funds from another source then taking a look at the option to get a second mortgage on your home may be the right choice for your personal circumstances.

Many homeowners opt for a second mortgage rather than a re-mortgage for a variety of reasons. Speaking with the expert team at Blueberry Specialist Lending will let you explore all your options and get the best rates and the best deal for you.

There are many reasons people choose to take out a second mortgage on their home, they may want a large loan (to do a home extension for example) and the rates are better on a second mortgage than that of a personal loan, they may want to consolidate their existing debts but can’t secure the funds as a personal loan or their current mortgage has a high early repayment charge making a second mortgage cost effective, or their credit rating has decreased since the last mortgage application so the available rates will be higher.

Read our Customer Testimonials