Buy to let mortgage advice from experienced advisers
Whether you are a first-time landlord or already building a property portfolio, Blueberry Mortgages offers independent whole-of-market buy to let mortgage advice tailored to your plans. We work with a wide range of UK buy to let lenders, including some that are not available on the high street or only lend through brokers.
We help landlords and property investors understand their options clearly, from straightforward buy to let purchases through to more specialist cases such as limited company buy to let, HMOs, student lets and multi-unit properties. Our aim is to make the process clearer, quicker and more manageable from start to finish.
We work with a wide range of UK buy to let lenders, including some that do not offer their products directly to customers and are only available through mortgage brokers.
What is a buy to let mortgage?
A buy to let mortgage is designed for a property that will be rented out to tenants rather than lived in by the borrower. The rules, deposit requirements and affordability checks are different from a standard residential mortgage, and lenders will often look closely at expected rental income as well as your wider financial position.
At Blueberry Mortgages, we help landlords understand which type of buy to let mortgage may be suitable for their plans. Whether you are buying your first rental property or expanding an existing portfolio, we explain the options clearly and search across a broad range of lenders to find a suitable route forward.
Buy to let mortgages for first-time landlords and portfolio investors
Some lenders are happy to consider first-time landlords, while others prefer experienced applicants with existing rental properties. Criteria can also vary depending on whether you are buying in your own name or through a limited company, and whether the property is a standard let or something more specialist such as an HMO or student let.
We work with both first-time landlords and established property investors. That means we can help with straightforward applications as well as more complex scenarios involving multiple properties, specialist property types or tailored investment structures.
Specialist buy to let mortgage advice
Not every buy to let case fits a standard lender policy. Some landlords need help with limited company buy to let, blocks of flats, multi-unit freehold blocks, HMOs or properties with unusual circumstances. In these cases, lender choice and criteria matter even more.
Blueberry Mortgages provides independent advice across a wide range of buy to let and specialist property finance options. We can assess your plans, explain the likely lending routes and help you move through the application process with clear, practical support.
Start your mortgage application today!
We need to know a few things about you in order to find you the most suitable mortgage. It’s nice and easy, no complicated jargon and will take no longer than a few minutes.
Your information will not be shared and is secure. There are no credit checks involved.
If you need please contact a member of staff on 0800 520 0108.
A buy to let mortgage is designed for someone buying or remortgaging a property that will be rented out to tenants rather than lived in by the owner. Lenders usually assess the property, the expected rental income and your overall circumstances when deciding what may be available.
Can a first-time landlord get a buy to let mortgage?
Yes, in some cases first-time landlords can get a buy to let mortgage. Some lenders accept applicants who have never owned or let out a property before, although criteria vary. We can explain which lenders may be suitable based on your experience, deposit and overall profile.
How much deposit do I need for a buy to let mortgage?
The deposit required depends on the lender, property type and your circumstances. Many buy to let mortgages require a larger deposit than residential mortgages. We can review your options and explain what deposit levels may be needed for different lenders and products.
Can I get a limited company buy to let mortgage?
Yes. Limited company buy to let mortgages are available with a number of lenders and can be suitable for some landlords and property investors. We can explain how these mortgages work and whether a personal or limited company application may be more appropriate for your plans.
Do you arrange HMO and specialist buy to let mortgages?
Yes. We can help with a range of buy to let scenarios, including houses in multiple occupation, student lets, blocks of flats and multi-unit freehold blocks, subject to lender criteria.
Why use Blueberry Mortgages for a buy to let mortgage?
Blueberry Mortgages offers independent whole-of-market mortgage advice and access to over 200 UK lenders. We help first-time landlords, experienced landlords and portfolio investors across the UK by phone or video call, with advice tailored to your circumstances.
If you prefer to contact us online please use our enquiry form
